Diamond Insurance and diamond certificates

September 15th, 2011

Diamond Insurance is critical when buying loose diamonds – as diamonds are very small with a very high value, misplacing them can be easy – and loosing your loose diamond will really upset you. When you buy a loose diamond you should ask for a diamond certificate. Diamond certificates are available when you purchase, sometimes you need to ask – although any diamond dealer, or diamond wholesaler who is honest will offer you one immediately.

Platinum and diamond ring - handmade by goldsmith in South Africa

Diamonds and platinum - is it insured?

The diamond certificate will describe your diamond, carat weight, color, and clarity – it will also have a small sketch showing where and what the flaws look like. This will enable any jeweller or gemologist to identify your gem. You will also be able to use this to get a valuation on your diamond – usually for insurance purposes. Even if you buy you diamond from a diamond dealer or a wholesale diamond merchant – they should offer certificates.

 A diamond certificate is not a valuation certificate – they are separate documents and you will need both to get an accurate assessment of your diamond engagement ring, or for insuring your diamond. Diamond Insurance can be pricey – shop around and get quotes. Make sure that your diamond is not over insured. This often happens when you have an outdated jewellery valuation – or you ask a retail jeweller to value the stone. Insure your diamond ring at what you can replace it for – and keep the valuation up to date. Diamond certificates will be given by the diamond dealer or the jeweller who sold you the diamond or engagement ring. Ask for  valuation certificate and diamond cert  when you insure diamond ring.  Jewellery valuations should be done by a qualified goldsmith or jeweller. Diamond certificates will need to be done by a qualified diamond merchant or gemologist.

Black Diamonds

December 27th, 2010
Black Diamond rings and titanium Rings make fantastic engagement rings and wedding rings. Black diamonds are also very good for men’s engagement rings. Ever since learning about black diamond rings as a young jeweler, I have been intrigued. “Is there really such a thing as a “black diamond?” I questioned my master goldsmith. Yes, he replied, they use these for making sand paper and diamond tip specialist tools. “You mean they crush these up?”. I felt surprised. The very thought of this black treasure featuring the qualities of a diamond with a black hue had grabbed my imagination. They are not available as a cut gem stone it was many years before I got to look at one. (When buying a diamond always find a jeweller you can trust) Read the rest of this entry »